I reeived an SMS offering loans, got attracted to it and contact the number for enquiry. The process carry on in WhatsApp chat. I was asked to give snap shot of my WP, prove of Address and bank acc to received the loan.

Day 2, I received msg from the same guy and said admin will call me. Short after, another guy call me and said I need to bankin 1900 to activate the loan acc, then only I will receive my loan amount which is 10k with monthly installment 190x5yrs. After I banking $1900,short after, I received msg saying I still need to bankin another 1900 for acc 2 activation. At this point I refused and said I don't have money. He keeps on pushing to make me agree but I denied. I said I want to cxl the loan since I didn't receive any money just cxl the loan. In their pdf agreement stated 15% from loan amount apply need to pay which is 1500. So I told him that since I already bankin 1900 then just take it as cxl fee. He then said its against company policy and said after I pay 1500 then only they will return my 1900. I still refused, the guy even said he will wait until 11pm for my confirmation. After that I never reply his msg.

Day 3 morning I make police report about the scam. Police told me not to reply and msg and block those numbers. I still received msg treathening they will ask loan shark to come to my unit to throw paint.

Just don't respond to advertisements offering loans as they are either from scammers or worse yet, loansharks!