Our helper responded to sms by a Harry Koh dated 4 dec, advertising for a personal loan. Upon clicking the link, there was another sms offering a loan. She was asked first to pay a registration fee of $400 to be transmitted to uob 658-371082-2.

Then, she was asked to sign a loan agreement under "365 credit solutions", which is a real company whose identity and forms the scammer stole, and to transfer another $400 to activate the account.

Feeling something is wrong, she wanted to cancel the loan application and was told to pay $1000 cancellation fees. She came to us for help, and when we called the scammer harry koh, he threatened us that he was a loanshark. We then lodged a police report and called the company "365 credit solutions" who informed us that they have received a few complaints on this. We also called UOB to notify them of this fraudulent account.

Editor's Note: Please note that unlicensed moneylenders can impersonate as licensed moneylenders by creating fake websites using their details. Licensed moneylenders are also not allowed to approve loans remotely. Please contact licensed moneylenders via the contact details and visiting only the websites found in this list https://rom.mlaw.gov.sg/files/ML%20Lists/ML%20List%20as%20at%2001March2021.pdf.