I was in need of cash, so I go online and search. After a few day ,I received an SMS about loan then and I take a look.

In the text ,they say they are legal and provide a website that look real. So I gave them my details and photo of the ic to CHECK. Then they say since it was my first time taking a loan from them, they could only loan me a small amount.

But when time come to repay and I ask for account but they just said they not have a bank account. They wanted me to pay for defer payment .and I did so and I keep going for some time and then I received another text that I owe the money and wanted me to pay up if not they would come to home and find trouble and they have call my home and took photo of my HOME.

In the end, me and my parents filed a police report