Was contacted by nick after responding to a moneylender sms. Asked for my detail which I provided. After some thinking, I told him I Don't want the loan anymore. He told me already approved and send $400 I to my account without my permission. I realised it and told him I will send back the money. After sending to him account. He say the amount not correct and insisted on getting $700 back. That's where I found this webite and realised I was scammed.