Starting was being friendly and nice then words threatening that have your address and ic. Threatening for money and threatening family life. Then spam calls and messages asking for more money. Din take a single cent from lender. Lender name kelvin from HS Credit Pte Ltd said is licensed company +6583450094 keep spam messaging and called and asked to pay out more money. 

Editor's Note: Please note that unlicensed moneylenders or loan scammers can impersonate licensed moneylenders to cheat. They could set up fake website, misuse the licensed moneylender's company's name and licence number to fool the public. 

To prevent falling prey to such scams, do not respond to online advertisements promoting moneylending services. Licensed moneylenders are not allowed to promote or advertise their services on social media such as Facebook, SMS, or Whatsapp or via Google advertisements. 

Please only get in touch with licensed moneylenders via the contact details found in this list: MLs listing as at 01Feb2021 - updated.pdf (mlaw.gov.sg), including checking the URL of the website that you are visiting against this list. If the address of the website that you are visiting doesn't correspond with the one shown in the attached list, please exit the site.